#32 New Year's Resolutions for 2015

It's easy to make resolutions to improve our lives, but how do we boost our chances of following through?

The first two guests on this New Year's Resolutions special are Dave McRaney of the podcast, "You Are Not So Smart" and Dr. Peter Whybrow, Director of the Semel Institute at U.C.L.A., author of The Well-Tuned Brain: Neuroscience And The Life Well Lived."

Dave dives in to confirmation bias, when we seek out information that confirms our world view, rather than challenging ourselves with the truth. Peter says we often make short-term choices that conflict with our best long-term interests.

Instant gratification is often the enemy of a balanced budget.  Beverly Harzog lived through her own personal crisis of bad debt and now helps people repair their credit.  She explains how she got into credit card debt and how you can get out of it. She has more helpful information at her website, BeverlyHarzog.com.

Farnoosh Torabi, host of the popular podcast, "So Money", gave us creative ideas on how to make more money and preserve your wealth by being your own best financial advocate.

Many people make major mistakes when purchasing home, life, auto or health insurance. While some don't have enough coverage, others buy duplicate insurance.  Laura Adams, host of the "Money Girl" podcast and insurance quotes.com says the cost of term life insurance may be much cheaper than you think.

If you plan to buy or rent a home in 2016, Nela Richardson, Senior Economist with the real estate website, Redfin, has some useful tips.  Jeff Koyen, Editor-in-Chief of VanWinkles.com talks about the importance of getting enough sleep. He gives us some creative ideas on improving our sleeping lives.
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#23 The Dangers of Confirmation Bias with David McRaney: How Do We Fix It?

More than ever America is divided into political tribes.  One person's truth is somebody else's lie. This show is about confirmation bias and filter bubbles: How our brains play tricks on us as we try to make sense of the world.

David McRaney, host of the entertaining and popular podcast, "You Are Not So Smart", is our guest. His show is "a celebration of self-delusion."  David, who calls himself a psychology nerd, is passionate about the need for all of us to have some understanding of how our brains work. He is the author of two recent books:  "You Are Not So Smart" and "You Are Now Less Dumb."

Confirmation bias helps us separate into rival political and cultural camps.  "This is the thing almost from which everything else springs, because it is the natural default way that human beings tend to make sense of the world," says David.

With the growth of Google and social media site, such as Facebook and Twitter, it's easier for us to deny the truth of anything that challenges our preconceived view of the world. We can retreat into our own personal corner of the internet.

Behavioral economics, neuroscience and modern psychology challenge our sense that we make logical, sensible decisions.   Our show looks at what confirmation bias means to our democracy.