#32 New Year's Resolutions for 2015

It's easy to make resolutions to improve our lives, but how do we boost our chances of following through?

The first two guests on this New Year's Resolutions special are Dave McRaney of the podcast, "You Are Not So Smart" and Dr. Peter Whybrow, Director of the Semel Institute at U.C.L.A., author of The Well-Tuned Brain: Neuroscience And The Life Well Lived."

Dave dives in to confirmation bias, when we seek out information that confirms our world view, rather than challenging ourselves with the truth. Peter says we often make short-term choices that conflict with our best long-term interests.

Instant gratification is often the enemy of a balanced budget.  Beverly Harzog lived through her own personal crisis of bad debt and now helps people repair their credit.  She explains how she got into credit card debt and how you can get out of it. She has more helpful information at her website, BeverlyHarzog.com.

Farnoosh Torabi, host of the popular podcast, "So Money", gave us creative ideas on how to make more money and preserve your wealth by being your own best financial advocate.

Many people make major mistakes when purchasing home, life, auto or health insurance. While some don't have enough coverage, others buy duplicate insurance.  Laura Adams, host of the "Money Girl" podcast and insurance quotes.com says the cost of term life insurance may be much cheaper than you think.

If you plan to buy or rent a home in 2016, Nela Richardson, Senior Economist with the real estate website, Redfin, has some useful tips.  Jeff Koyen, Editor-in-Chief of VanWinkles.com talks about the importance of getting enough sleep. He gives us some creative ideas on improving our sleeping lives.
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#27 America's Sleep Crisis: Jeff Koyen. How Do We Fix It?

If you have at least seven hours of interrupted sleep each night, consider yourself very lucky indeed.  Problems with sleep are remarkably widespread. 

Many millions of adults and children either don't spend enough time in bed or suffer from sleep disorders, resulting in illness, obesity, depression, mood swings and loss of creativity.

Our guest is Jeff Koyen, Editor-in-Chief of Van Winkle's, a new website "obsessed with sleeping, waking and everything in between.  He shares the stories of scientists, artists, travel writers, child-care experts and many others who have a great deal to tell us about how we do - and don't - sleep.

"Sleep is a very complicated issue that touches probably everyone you know. It's not just adults," says Jeff. "We're talking about teenagers have sleep issues, even children."

Smartphones, tablets and other devices have made the problem even worse. "Ten years ago, five years ago you were not taking your phone with you to bed."

We look at fixes and what science tells us about how to get a better night's sleep. 

#22 Gender Inequality at Work with Laura Vanderkam. How Do We Fix It?

Women in the workplace face huge challenges, including discrimination and low pay. The Pew Research Center says women's hourly wages are 84% those of men. The White House says the true number is lower. Many firms insist on rigid working hours, making it hard for many employees to balance work and family life.  

How Do We Fix It? Enter time management and productivity expert Laura Vanderkam, author of "I Know How She Does It: How Successful Women Make the Most of Their Time" and "What The Most Successful People Do Before Breakfast. "

Laura shares practical ideas for women and men to make the most of their free time and boost work productivity.  She has innovative fixes for working mothers, companies and government policy.  Flextime, paid parental leave and family-friendly reforms to Social Security should all be considered," she says. 

Gender discrimination is "definitely a problem in the workplace," says Laura.  "But there is also a personal side to it as well."